As the Affordable Care Act nears the fourth annual open enrollment (November 1st – January 31st) many large carriers have announced they will be exiting some markets as of December 31st or not participating in the 2017 plan year. This means that individuals will be left with fewer choices for insurance providers & plans in the upcoming year.

UnitedHealthcare will not participate or solicit major medical products on the Federal Exchange (Marketplace) or in the direct to the consumer sales, off exchange in Florida, for the 2017 plan year.

Humana will be reducing their direct to consumer, off exchange, 2017 footprint or remove it completely. Humana will have a very small offering on the Federal Exchange (only in certain counties) which have yet to release.

Aetna has announced that they will not solicit major medical products on the Federal Exchange in 2017. However, Aetna “may” continue to offer their direct to consumer major medical products and allow individuals to renew, off exchange, for the 2017 plan year.

This is a moving and evolving target. Please open and read all mail from the insurance company as to any offerings and enrollment process for 2017.